James K Barath, CMPS

Mortgage Banker

Certified Mortgage Planner by designation; Loan Officer to first-time home buyers; Mortgage Loan Originator by federal law; Mortgage Broker to home buyers prior to 2007 and Mortgage Banker by industry insiders.

REALTORS® and clients have also been known to call me their FHA Home Loan Expert, VA Home Loan Specialist, USDA Home Loan Expert, FHA $100 Down Expert, FHA 203k Rehab and Renovation Home Loan Expert and the go to for Reverse Mortgages.

Whatever you call me, I'm here to help and guide you through the home loan process.

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Keys To Owning

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Down Payment

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Pre-Approval Info

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Buyer Mistakes

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Understanding Credit

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Our Mission Is A Better Mortgage Experience

LeaderOne’s mission and commitment to you is dedicated to facilitating the dream of homeownership by providing you with Five-Star Service.

We believe in earning your trust by communicating to you the information need to know, when you need to know it and by offering the right mortgage for your unique financial picture at a competitive and fair price.

Who Is LeaderOne Financial?

LeaderOne Financial Corporation is a revolution in mortgage banking. We are committed to our values of Service, Empowerment, and Accountability.

Our ownership model combines the best of both worlds; a commitment to individual empowerment with the backing of a solid, experienced, and committed team. Our customer experience is a function of our employee experience. Together, we truly can achieve more. Our belief in employee engagement doesn’t have a finish line.

Ready To Get Started?

One way My team strives to provide our clients and real estate agents with peace-of-mind through the mortgage process is by pre-underwriting each loan to uncover any hidden challenges or questions. Whether you are 30 days or 12 months away from exploring your home financing options, let's talk today about your unique lending scenario and personal goals.

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James K Barath, CMPS

Mortgage Banker

Contact James 512-522-7284 Apply Online